Palomar is a specialty insurance company headquartered in La Jolla, California, with operations in multiple cities nationwide. The firm provides property and casualty insurance products to both individuals and businesses, focusing on specific risk categories that require specialized underwriting expertise.
The company's product portfolio spans several distinct lines of coverage. These include earthquake insurance, casualty coverage, inland marine and property insurance, crop insurance, and surety and credit products. Each line addresses particular exposure types within the broader property and casualty market.
Palomar describes its operating approach as centered on core values, continuous innovation, and investment in team members, processes, and systems. The company positions itself within the specialty insurance segment, which typically involves more complex risk assessment and tailored policy structures compared to standard personal or commercial lines.
