Oscilar

Oscilar was founded in 2021 to build a unified real-time AI and data intelligence platform for risk decisioning. The company's system supports fraud defense, credit underwriting, onboarding risk and AML compliance within a single framework, applying machine learning to decisioning problems that have typically been handled by separate tools. Its stated technical focus spans real-time AI, data intelligence and risk decisioning.

The company frames its work against a large and quantified market problem: it cites annual fraud and credit risk costs to companies of more than $48 billion and annual consumer losses from fraud of $8.8 billion. Oscilar positions risk management as a growth engine for its customers rather than a cost centre.

Oscilar sells into banking, fintech, financial services, lending and insurance, as well as digital organisations more broadly. It describes its mission as making the internet safer for everyone. The company was founded by Neha Narkhede, co-creator of Apache Kafka and founder of Confluent.