Oscilar, founded in 2021, is a risk decisioning technology company. It operates in a market where annual fraud and credit risk costs to companies exceed $48 billion, and consumer losses from fraud alone total $8.8 billion.
The company's core offering is a unified risk decisioning platform. This platform integrates real-time AI and data intelligence to support decisions across several critical functions: fraud defense, credit underwriting, onboarding risk assessment, and anti-money laundering (AML) compliance.
Oscilar's technology is applied within the banking, fintech, and broader financial services sectors, as well as for digital organizations. Its technical domains encompass real-time AI, data intelligence, and the specific risk areas of fraud detection, credit underwriting, and AML compliance.






