Credit Acceptance Corporation

Credit Acceptance Corporation is an American vehicle-financing business working in auto finance, credit underwriting and subprime lending. Its dealer financing program, founded by a dealer for dealers, allows participating dealerships to approve every customer for vehicle financing, including those with bad or no credit history. The program is offered through a nationwide network of more than 15,000 participating dealers across the United States.

The company has been in business for over 50 years and has assisted more than 4 million customers. Its stated mission is to improve the well-being of credit-challenged Americans by extending trust and respect. The work centres on automotive finance, the auto-dealership sector and consumer lending to borrowers with impaired or thin credit files.

Internally, Credit Acceptance operates under a set of values known as PRIDE - Positive, Respectful, Insightful, Direct and Earnest - which were created by team members. The company describes a casual work environment with an emphasis on work-life balance, and reports that team members value being challenged and being able to express their ideas. It has appeared on Fortune's "100 Best Companies to Work For" list for 11 consecutive years.