Kafene

Kafene is a fintech point-of-sale financing partner that enables retailers to offer flexible lease-to-own options to consumers who may not qualify for traditional credit. Its lease-to-own financing platform is applied at the point of sale across furniture, appliances, electronics, tires and other durable goods. Underwriting runs on artificial intelligence and machine learning models that analyse more than 20,000 data inputs in real time to produce instant credit decisions.

The company serves millions of consumers with flexible ownership solutions through a 150-person team. Technical work spans machine learning, real-time decisioning and underwriting, and payments technology. Kafene operates from a New York headquarters with a hub in Wilmington and remote talent worldwide.

Benefits include competitive compensation, a 401(k), health coverage with dental and vision, fitness stipends and commuter benefits. Kafene has been recognised by Forbes among America's Best Startup Employers and named a Startup to Watch by Built In.