Collective

Collective is a fintech company building an all-in-one financial platform for self-employed businesses-of-one. Its technical work centres on AI-powered accounting, automated bookkeeping, tax-preparation automation and payroll management, delivered through a single software platform. The company describes its AI-powered integrated accounting suite as the first of its kind designed specifically for businesses-of-one; the suite was introduced after Collective acquired Open Ledger to expand its accounting capabilities.

The platform, launched in September 2020, bundles back-office functions - company formation (LLC and S-Corp election), bookkeeping, payroll, taxes and accounting tools - aimed at freelancers, solopreneurs and independent business owners earning $100,000 or more a year. Collective reports serving over 12,000 members across the United States. The company was founded in 2018 by Hooman Radfar, Ugur Kaner, Bugra Akcay and Jerome FitzGibbons, and is headquartered in San Francisco.

Collective is backed by General Catalyst, Sound Ventures, QED Investors, Google's Gradient Ventures and Expa, and has been featured in Forbes, Bloomberg, the Financial Times and TechCrunch. Its stated mission is to help self-employed people achieve financial independence by handling the paperwork; the company says it is actively growing its team and technology.