ClarityPay

ClarityPay builds point-of-sale credit and financing technology that connects lenders with merchants and gives consumers flexible pay-over-time payment plans. Based in New York, the company operates at the intersection of payments and credit, with technical work spanning point-of-sale financing, omnichannel commerce and configurable lending decisioning.

Its core product is a point-of-sale financing platform supporting full-spectrum lending and seamless omnichannel experiences. Purchase costs are spread over time through payment plans with clear fees and lower payments. A second layer of merchant tools makes offers configurable, covering monthly instalments, buy-now-pay-later products and revolving credit.

The platform is used across five industry verticals: retail, home, health, auto and travel. ClarityPay reports that it has reached profitability while continuing to scale its operations. The company states an emphasis on precision, speed and purpose, and on simplifying the customer experience and improving merchant outcomes.

ClarityPay is a member of the American Fintech Council.