Aplazo operates Mexico's leading 'buy now, pay later' (BNPL) platform, offering flexible payment solutions for consumers and tools for merchants to increase sales. The company's core consumer product allows customers to split purchases into installments over 3, 5, 8, or 12 biweekly periods without a credit card, with financing approval in five minutes. For merchants, it provides virtual cards and marketing solutions across a network of thousands of online stores and physical establishments.
The company's technical work is centered on AI-powered risk management, data analytics, and financial technology. It targets a market of more than 60 million people in Mexico who need access to credit. Aplazo is a Series B stage company operating within the Fintech, E-commerce, and Retail verticals.
Aplazo states its mission is to empower consumers through responsible, easy, and transparent access to financing, with the goal of building a fairer and more inclusive financial ecosystem in Mexico.
