Brown & Brown

Brown & Brown is an independent insurance intermediary founded in 1939 in Daytona Beach, Florida. It provides tailored insurance and risk management solutions to clients ranging from multinational enterprises to individuals, and ranks as the 5th largest independent insurance intermediary in the United States, with more than eight decades in operation.

Its work spans three technical domains: risk assessment and management, insurance brokerage, and employee benefits consulting. The firm's service lines comprise Property & Casualty Insurance, covering commercial and personal exposures through carrier relationships and tailored risk programmes; Employee Benefits brokerage and consulting for employer clients; Personal Insurance for individuals; and Specialized Risk Services addressing complex and niche exposures. Operations are based in the United States.

Industries served include insurance, risk management, employee benefits and financial services. The company grows through strategic acquisitions and organic expansion, and states a working principle of principled growth with a focus on customer value, supported by personalised client partnerships and an emphasis on understanding each client's specific risks. Its stated mantra is "Growth Has No Finish Line", described as a culture of continuous improvement.