Zippy

Zippy is a fintech company that operates a fully digital lending platform dedicated exclusively to manufactured home loans. The company originates loans entirely online and states that it can complete origination in as little as five days, combining automated processes with personal customer support. Its product focus is narrow by design: manufactured home loans only, with no other lending lines.

The technical work sits at the intersection of digital lending infrastructure and finance operations. Engineering efforts span online loan origination, the fintech technology underlying the lending platform, and the operational systems that support lending and finance workflows. The team is composed of finance, lending, and technology specialists, which places technical staff in close contact with the domain knowledge required to model and automate the origination process.

Zippy was founded by Ben and Jordan, who left banking careers at JP Morgan to address a problem they had encountered themselves. The company describes its mission as making manufactured home loans simple, fast, and completely online, and holds the view that modern manufactured homes are well-built, affordable and environmentally friendly.