TheGuarantors is a fintech company that operates as the leading lease guarantee provider in the United States. Its core business is transforming the rental market by making housing more accessible for renters and more secure for property owners. The company's technology focuses on AI underwriting models to assess risk and process applications at scale.
The firm offers a dual-platform solution. For renters who may not meet traditional qualification criteria, it provides a guarantee that helps them secure a lease. For property owners and managers, it offers protection against defaults, damages, and vacancy. The platform has processed over one million renter applications, protecting approximately $6 billion in lease value across 3.5 million enrolled units. Its AI models evaluate over 500 million data points to deliver an approval decision in an average of 9.6 seconds, processing one application every 30 seconds.
The company's services span the multifamily, student housing, and single-family rental sectors nationwide. It counts nine of the country's top ten real estate operators among its partners. TheGuarantors has been recognized on lists including Inc. 5000's fastest-growing companies, Forbes' Best Startup Employers, and Deloitte's Technology Fast 500.
