Kapitus

Kapitus is a small business financing company founded in 2006 that provides tailored capital solutions to small business owners across the United States. The firm has delivered over $8 billion in capital and funded 68,000 businesses nationwide, growing from a team of 10 employees funding 400 businesses to over 360 professionals.

The company's technical work spans AI-powered analytics, data-driven decision-making, and a modern financial technology stack supporting faster, automated approval systems. KapitusPLUS, its comparison process, allows small business owners to review multiple financing offers, with financing specialists assembling personalised packages based on each business's circumstances. The stated approach pairs data-driven decision-making with human judgement.

Kapitus operates from offices in New York, Virginia, California and India, with a team working collaboratively across locations. The company describes its working principles as transparency, fairness and integrity, with consultative client relationships rather than transactional exchanges, and reports sustained client support through economic recessions and the pandemic.