Experian is a global credit reporting agency using data analytics and technology for credit risk modeling, fraud prevention, decisioning automation and consumer financial health tools.
Experian is one of the world's leading credit reporting agencies, applying data analytics and technology to problems in credit risk, fraud and decisioning. Its technical work spans credit risk modeling, fraud prevention, decisioning automation, data analytics, software platforms and identity protection. The company employs 23,300 people and operates in 32 countries, with headquarters in Dublin, Ireland.
Its business serves lenders and enterprises as well as consumers. Products for lenders and businesses include credit reporting and credit risk management, marketing and targeting solutions, decisioning automation software, and fraud prevention technology. Consumer-facing services comprise free credit monitoring, identity theft protection and credit building tools. The company works across financial services, lending, consumer finance, insurance, healthcare and automotive.
Experian states its purpose as unlocking the power of data to help create a better tomorrow, with an emphasis on financial inclusion - specifically on people excluded from financial opportunities by limited credit history or outdated lending practices - and on protecting consumers from fraud. Millions of people each year use its data and tools to access credit, protect their identities and manage their financial health.
