Arlo is a health insurance company founded in 2022 that offers level-funded health plans designed for small and medium-sized businesses with 10 to 150 employees. The company operates nationwide and aims to rebuild health insurance from first principles, directing more premium dollars toward actual patient care. Its plans emphasize transparent costs, prevention-first benefits, and streamlined administration.
The company's technical work spans several domains, including artificial intelligence, underwriting, operations, clinical programs, and member experience. Arlo's team includes individuals with backgrounds at Palantir, Y Combinator-backed companies, and experienced healthcare operators.
Arlo positions itself within the healthcare, health insurance, and small business benefits sectors. The company's approach focuses on restructuring how health plans function for smaller employers, a segment often underserved by traditional insurers.






